Renters Insurance

Renters insurance provides essential coverage for tenants, protecting personal belongings against potential risks such as theft, fire, and water damage. This policy ensures financial security and peace of mind for renters.

Insurance Product

Renters Insurance Coverage Tailored to Your Needs

Renters insurance is designed to offer comprehensive coverage for tenants, safeguarding their personal belongings and providing liability protection It covers various perils, including theft, fire, vandalism, and certain types of water damage

Additionally, renters insurance offers personal liability coverage for injuries or property damage to others that occur in the rented property and can cover additional living expenses if the rental unit becomes uninhabitable due to a covered event With renters insurance, tenants can protect their valuables and ensure they are financially secure in the face of unexpected events

Coverages Offered

Personal Property Coverage

  • Replacement costs for stolen or damaged items due to theft
  • Repair or replacement costs for items damaged by fire or smoke
  • Coverage for belongings damaged by certain types of water damage

Personal property coverage protects your belongings, such as furniture, electronics, and clothing, against loss or damage.

Liability Coverage

  • Medical expenses for injuries sustained by visitors in your rental unit
  • Legal defense costs if you are sued for damages
  • Coverage for accidental damage to someone else's property

Liability coverage protects you against legal responsibility for injuries or property damage to others while in your rented property.

Additional Living Expenses

  • Cost of hotel stays or temporary rental homes
  • Meals and other living expenses incurred during displacement
  • Coverage for the additional cost of living while your rental unit is being repaired

Additional living expenses coverage helps pay for temporary housing and related costs if your rental unit becomes uninhabitable due to a covered event.

Frequently Asked Questions

Get answers to the most common questions about Renters Insurance.