Landlord Insurance

Landlord insurance provides essential coverage for property owners renting out their properties, protecting against potential risks such as property damage, liability, and loss of rental income. This policy ensures financial security and peace of mind for landlords.

Insurance Product

Landlord Insurance Coverage Tailored to Your Needs

Landlord insurance is designed to offer comprehensive coverage for property owners who rent out their residential or commercial properties It covers various perils, including property damage caused by fire, theft, vandalism, and certain natural disasters

Additionally, landlord insurance offers liability protection for injuries or property damage to others that occur on the rental property and can cover loss of rental income if the property becomes uninhabitable due to a covered event With landlord insurance, property owners can protect their investment and ensure continuous rental income even in the face of unexpected events

Coverages Offered

Property Damage Coverage

  • Repair or replacement costs for damaged structures
  • Coverage for loss or damage to appliances and fixtures
  • Protection against damage caused by certain natural disasters

Property damage coverage protects your rental property against damage caused by covered perils such as fire, theft, and vandalism.

Liability Coverage

  • Medical expenses for injuries sustained by tenants or visitors
  • Legal defense costs if you are sued for damages
  • Coverage for accidental damage to tenant's property

Liability coverage protects you against legal responsibility for injuries or property damage to others that occur on your rental property.

Loss of Rental Income Coverage

  • Compensation for lost rent during the repair period
  • Coverage for ongoing expenses such as mortgage payments
  • Assistance with temporary relocation costs for tenants

Loss of rental income coverage helps compensate for lost rental income if your property becomes uninhabitable due to a covered event.

Landlord Contents Coverage

  • Replacement costs for damaged or stolen furniture
  • Coverage for appliances provided to tenants
  • Protection against damage to landlord-owned items in the property

Landlord contents coverage protects items you own within the rental property, such as furniture and appliances, against loss or damage.

Frequently Asked Questions

Get answers to the most common questions about Landlord Insurance.