Commercial Insurance

Commercial insurance provides essential coverage for businesses against potential risks such as property damage, liability, and employee-related issues. This policy ensures financial protection and peace of mind for business owners.

Insurance Product

Commercial Insurance Coverage Tailored to Your Needs

Commercial insurance is designed to offer comprehensive coverage for businesses, protecting against financial loss due to various perils, including property damage, liability claims, and employee-related issues It includes different types of coverage tailored to meet the specific needs of businesses, such as property insurance, general liability insurance, and workers' compensation

With commercial insurance, business owners can safeguard their assets, employees, and operations, ensuring continuity and stability in the face of unforeseen events

Coverages Offered

Property Insurance

  • Repair or replacement costs for damaged buildings and structures
  • Coverage for loss or damage to business equipment
  • Protection for inventory against fire, theft, and other risks

Property insurance covers damage to your business property, including buildings, equipment, and inventory, caused by covered perils.

General Liability Insurance

  • Medical expenses for injuries sustained by third parties on your business premises
  • Legal defense costs if your business is sued for damages
  • Coverage for property damage caused by your business activities

General liability insurance protects your business against claims of bodily injury, property damage, and personal injury arising from your business operations.

Workers' Compensation Insurance

  • Payment for medical treatment and rehabilitation costs for injured employees
  • Coverage for lost wages during the recovery period
  • Benefits for dependents in case of a work-related fatality

Workers' compensation insurance provides coverage for medical expenses and lost wages for employees who are injured or become ill due to work-related activities.

Business Interruption Insurance

  • Compensation for lost income during the period of interruption
  • Coverage for ongoing expenses such as rent and payroll
  • Assistance with temporary relocation costs to resume operations

Business interruption insurance covers the loss of income and operating expenses if your business operations are disrupted due to a covered event.

Frequently Asked Questions

Get answers to the most common questions about Commercial Insurance.